Credit cards are used every day, which makes them a prime target for scams. Last year, the FTC reported that credit cards were the top source of identity-theft. While you can't always stop credit card frauds from happening, you can make it harder for scammers to get ahold of your card details.
Some scams are very simple. Someone might go through the trash to find your discarded billing statement or a waiter might sneak a photo of your credit card. Other scams will be more high-tech and generally involve hacking. A retailer or bank might get hacked and your personal information could be stolen. Scammers may even set up a free Wi-Fi hotspot that is unsecured, allowing them access to almost any information you send while on the network.
You can add the following habits to your routine to help reduce the chances of getting your credit card information stolen. For example, open your billing statements when you receive them and compare your statement to the receipts. Afterwards, shred the billing statements and receipts that you no longer need before throwing them away. Also, never sign blank receipts. If there's a blank space above the total, draw a line through it.
Many card issuers offer text or email alerts so you can keep an eye on your card activity. If your card has been lost, stolen, or you see any suspicious activity, call your card issuer immediately. Most companies have a 24-hour service to help you resolve the issue. Remember, never give out your credit card number or personal information to companies and people you don't know or trust.