It's the most wonderful time of the year-for scammers! Holiday shopping can be exhausting, which is why many consumers turn to the convenience of shopping online. Not only do you beat the crowds but purchase and shipment information can all be confirmed with just a single thumbprint. However, even with all the modern security precautions and latest technology, crooks have found ways to hack the system.
Delivery scams have become increasingly prevalent. It starts with receiving a package in the mail that you never ordered. Most likely, it's not a free gift. A scammer is testing to see if your credit card works so they can use it. Pay attention to all transactions on your statement, no matter how small.
Brushing is a sneaky little scam that happens primarily on Amazon. Scammers set up a fake account and buy their own products under your name. This allows them to write their own glowing buyer's review. While it may seem harmless, the seller now has your personal information.
Phishing emails from the "post office" claim that they are holding a package for you. They urge you to take immediate action and provide a link or an attachment. The link takes you to an unknown site requesting personal information while the attachment might actually contain spam or malware.
If you suspect a scam, contact the selling platform. Further action involves reporting it to your credit card company as well as the police. Keep a paper trail of all suspicious activities and if your credit card company denies your requests contact the Consumer Financial Protection Bureau (CFPB).